Ask Larry

Is There Any Reason To Apply For Disability Benefits At Age 68?

I retired at age 62 under the windfall elimination plan. I am now 68 and disabled. Is there any benefit to applying for social security disability?

Hi,

No. People can't become entitled to Social Security disability benefits (SSDI) after they reach full retirement age, and your retirement benefit rate wouldn't increase if it was established that you are now disabled.

Best, Jerry

Posted: 
Mar 9 2018 - 3:58pm
MaxiFi software running on a laptop
Get What's Yours!
Discover tens of thousands in extra retirement dollars with Maximize My Social Security software!
  • Find your maximized strategy
  • Unlimited what-ifs
  • Step-by-Step filing instructions
  • Our software's lifetime-benefit increase for an illustrative couple earning $65K each and planning to take retirement benefits at 62.

    Results will differ based on your specific case and filing strategy.

Getting Started is Easy
Web-based software. Works on ALL browsers. No download.