Ask Larry

Widow's Benefits

Can I Apply For Widow's Benefits If I'm Already Drawing My Own Benefits?

Hi Larry, I retired in 2011 after working for 30 years. When I retired in 2011, that was an early retirement because I was only 63. So I've been collecting from Social Security since age 63. What I want to know is if I can apply for widow's benefits since my husband worked more or less 28 years. He passed away last December 8 but he was on disability at the time of his death. He was already collecting Social Security at age 63. Thank you.

Hi,

I'm sorry for your loss.

Posted: 
Friday, August 28, 2020 - 07:17

Can You Confirm That I'll Be Able To Switch From Widow's Benefits To My Own Benefits At Age 70?

Hi Larry, I retired last year at 64 after working 28 years and am collecting a CalPers pension. I paid into Social Security and Medicare during those years as well as many other years in other jobs. I turned 65 this August and two months before I contacted Social Security to enroll in Medicare. I told the representative that I had been widowed at age 33 and had never remarried. My husband had passed away at age 41 in 1988.

Posted: 
Wednesday, August 26, 2020 - 09:59

How Much Will I Be Able To Draw As A Widow?

I am a widow. My husband birthdate is 8/3/55 and he passed away on 9/13/18. I will be 60 in December (2020). I am planning to retire at my full retirement age of 67. I understand I can draw my husbanded retirement at that time instead of mine. He made more than me over the years. Will I be able to draw the amount that he would have been FRA or be able to draw what he would have drawn at the age of 70. (he would have been 70 when I get to FRA).

Thanks in advance.

Hi,

I'm sorry for your loss.

Posted: 
Sunday, August 9, 2020 - 09:56

How Much Will My Widow's Benefit Be If I File At Age 60?

Hi, I’m a 59 year old widow who’s husband filed for social security disability at 62 due to cancer and was approved . He passed away Ali I’ll ever a year after diagnosis. I was told that I can apply at 60 to start collecting his social security ? I know it will only be a certain percentage if so and will it be the disability amount ? I am only working a couple of days a week and my my benefit at retirement age is nothing close to his. Can I still work and collect his benefit?

Hi,

I'm sorry for your loss.

Posted: 
Thursday, August 6, 2020 - 09:44

How Can I Find Out If I Can Get Benefits From My Husband's Social Security?

Im 65. Im married but have not seen or heard from husband in 10 years. How can I find out if I can recieve any Soc. Sec. benefit if deceased?

Hi,

You'll need to contact Social Security. Only Social Security has access to all of the records needed to determine what, if any, Social Security benefits that you may qualify for. Social Security receives death information from funeral homes and state databases, so they generally know whether or not a person is still living.

Posted: 
Tuesday, August 4, 2020 - 12:23
MaxiFi software running on a laptop
Get What's Yours!
Discover tens of thousands in extra retirement dollars with Maximize My Social Security software!
  • Find your maximized strategy
  • Unlimited what-ifs
  • Step-by-Step filing instructions
  • Our software's lifetime-benefit increase for an illustrative couple earning $65K each and planning to take retirement benefits at 62.

    Results will differ based on your specific case and filing strategy.

Getting Started is Easy
Web-based software. Works on ALL browsers. No download.