My wife is 4 years older than me. She does not work. If I decide to retire after turning 62 and take a reduced amount, and my wife is at her full retirement age of 66 yrs. 8 months, does she receive 50% of what my full retirement amount would be or does she receive 50% of the reduced retirement amount I will receive. We will be married over 10 yrs. at that time.

Hi,

I retired on ssdisabilty at age 62 it went to reg.soc.sec. at 65 my wife retired at 62 her soc.sec. is a lot less then mine can she received a part of mine?

Hi,

Assuming that you were already receiving benefits when your wife filed, the answer is probably not. Since she filed at age 62, she would have been deemed to have also applied for a spousal benefit on your account if she was eligible.

My wife is 65 and will be 66 on April 2017. She is collecting disability benefits. I turn 66 this November. I plan to file and suspend and apply for benefits when I turn 70. My wife at that time will file for spousal support. What are they going to base the spousal benefits on? The amount at FRA or the amount at 70? P.S I just bought your software and it appears as if the amount is based on the amount at age 66 instead of 70.

Hi,

I been collecting ssdi...well my lying cheating husband moved out without divorcing me. I can't afford to get divorced. I've only been a waitress so my $$ r not enough being alone...now I'm battling lung cancer and this prick is out living high on hog with a inheritance. Refuses help...I need help cancer is expensive. He's been in body work for 40+ yrs so has the ss benefits way better than mine..we r still married 16 years...can I dump my benefits and get his?? Please help
Thank you for any help or info

Hi,

Dear sir. I have a question about spousal benefits. My wife and I are of the same age. Since I earned more than my wife, she will get more benefits if she claim spousal benefits. Can she claim spousal benefits say when she is 62 while I delay my filing till my FRA of 66-1/2, or do we have to file together if she wants to file for spousal benefits? (She actually can file for her own benefits, but is only somewhat less than spousal benefits). Thanks.

Hi,

I plan to continue practicing until I'm 70 and then begin taking SS. I have 2 questions- 1) assuming that I die before my wife, does she receive what i get from SS at age 70, or does this amount get reduced to what i should have received at age 66 and 2) when my wife, who is 6 years younger then me, reaches her full retirement age, does she receive 1/2 of what I get because I waited until age 70? Thank you for the assist!

Hi,

I am 64 years old and still working. I was married for 16 years and then divorced. I have been married to my current husband for 21 years. He is 56, disabled, and on SSDI. Your book states that older spouses can collect a spousal benefit at age 62 no matter the age of the disabled worker. Does this mean I could retire now with a spousal benefit and let my own retirement benefit grow until age 70? Would I collect a percentage of my husband's benefit?

Hi,

My wife applied for benefits 3 months before 65 (this month) because she is fighting cancer. I am 66 and have not applied for benefits. Can I apply for spousal benefits? I originally was going to wait to apply for at least a couple more years.

Hi,

Yes, you can and almost certainly should do so ASAP. Since you are age 66, the amount payable to you on your wife's record is already as high as it will get, and the spousal benefits you receive will not reduce the amount payable on your own record in the future.

I have been married to a man for over 15 yrs.I have not seen him I the past 14 yrs.I never filed for divorce.I have been drawing my ss and disability benefits fo 10 yrs or so.I use my husband before him,his last name,not the present one.Can I draw more benefits from the quote present husband that I have not seen.

Hi,

If I am 66 and my husband is 62 can I take my SS now then switch to my husbands when he turns 66 or 70? Does it matter if he waits till he's 70? And does my share of his SS have to be TWICE as much as my SS?

Hi,