WEP and spousal benefits: I worked both corporate and education (thus WEP). For corporate only have 17 years. I am 61 and expect to claim SS at 62. Before WEP my early amount is ~$1,083, am assuming with WEP it would be~$593. My husband will file this year at age 66 (his full retirement) and receive ~$2980. I understand that my WEP affects what I can receive for spousal benefits. Is there a strategy as to order of filing, or even delay of one of us, that would maximize a spousal benefit? Thank you.

Hi,

Hi, I cant find the answer to my ss question anywhere. I am 69 and husband 74. We are both on ss. I never heard about spousal benifits until i was searching the other day. My question is If i apply for spousal benefits will my widows compensation be reduced? I only make 500 in ss. My husband s is 2000. thank you.

Hi,

I am 62 and I'm on disability my husband is 58 also on disability. My ? Is can I draw on his SS till he is old enough to get SS ?

Hi,

I am 61, and my wfe is 63.
1. When I reach FRA, my wife can take 50% of my FRA benefits. Correct?
2. If I delay filing for benefits until age 70, my wife cannot receive 50% of my delayed retirement benefit even if she waits to receive benefits until I am age 70. Correct?
3. Can my wife receive the 50% spousal benefit when I reach FRA, and can I stiil delay receiving benefits until age 70 so that I can receive the benefit I would be entitled to at age 70?

Hi,

Both I and my husband collect SS benefits. My benefit is a few hundred more dollars than his. Can my husband (re) file to collect my benefit amount, instead of collecting his? If so, would he receive the full amount that I currently receive? Thank you.

Hi,

I am 52 and husband is 62. I have been on disability for 10 years. If my husband took his retirement he would get next to nothing. Would he be elegible for my disability under spousal support? If so what percentage of my check would he received?

Hi,

If your husband files for spousal benefits he'll be deemed to also be filing for his own Social Security retirement benefits, and he could only be paid essentially the higher of those 2 rates. Plus, the benefit amount would be reduced for age if he files prior to his full retirement age (FRA).

I was born October 1939. I took my SS retirement at age 62. My husband and I married in 2018. He was also born in 1939 and took his SS retirement at age 62. My husband's PIA is greater than mine. I applied for spousal benefits after our marriage and was awarded spousal benefits beginning November 2019. Should my benefit be 50% of his retirement benefit rate?
Thank you.

Hi,

No. Any reduction for age applied to a person's Social Security benefits is calculated independently based on their age when they start drawing the benefit.

I was commonlaw married in PA since 1991. We were together for 31 yrs and raised a family. We split and I moved to NY. I've applied 3 times and been refused. They won't even get back to me. I will be 67 this year and if accepted will pay more for medicare. I've called the main office and my local. They're telling me to appeal for the 2nd time. Getting tired of the runaround.

Hi,

Hi Larry:
I am Canadian working in the US under NAFTA for visa and my wife in Indian citizen
I am 62 an intend to retire in next 2 years though I intend to file for benefits at 66.5 years
My wife has never worked as she has been housewife but we have always filed our taxes jointly
I have 2 questions:
1. Would my wife qualify for any social security benefits?
2. If yes what age should she file for benefits?
I would be grateful for your guidance
Bhaskar

Hi Bhaskar,

Can I file for spousal benefits on my husband’s benefits?
I’m 57, get retired military pension, not working now, don’t plan to work in future. I had planned to start my benefits at 62, then if my husband predecease me, I’d switch to his Benefits, since his benefits will be more then mine. I don’t reach retirement age till 67. I didn’t realize I could claim spousal benefits until I read your site.
My husband is 66, working now, also gets retired veteran pension. He plans to start Social Security pay this May 2020. Thank you for your time & advice.