Ask Larry

Disability Benefits

How Much Can Our Daughter Get?

My husband is 57 years old and has been on social security disability since 2009. We have a child together born in 2004. I heard she may be eligible for benefits. My question is how much is she entitled to and would she get retroactive pay from the onset of disability.

Hi,

Posted: 
Wednesday, July 12, 2017 - 07:24

Is There Any Type Of Help I Can Get While My Disability Claim Is Pending?

Hi,
Was in auto accident last year , I applied for disability social security in April ( didn't realize I could ) need two operations to get back to normal , I own a restaurant that's not doing well and I don't take any income , but have to drag myself there and make sure it remains open. I can't afford to have the surgeries because my deductible is high and I'd have to be away from the business for an extended period. While I await the decision I'm running out of savings , what else can I do to either get supplemtal money or to possibly speed process along?

Posted: 
Sunday, July 9, 2017 - 10:04

Can I File For Retroactive Disability Benefits On Behalf Of My Deceased Husband?

My husband, an RN, was working for state dept I health for six months, before he was diagnosed with pancreatic cancer. During treatment, he continued to try to eotk, which he did for about three or 4vweeks. He received STD benefits for about four months. 11 months later he passed away, in June 2017, age 63.
He never applied for SSDI or SS, as he was hopeful to return to work. He remained as Leave Without Pay status with the State.
I have been on leave to care for him, my annual salary is about 135K.

Posted: 
Monday, July 3, 2017 - 08:10

If I Get Off SS Disability, Can I Get Back On?

Hi,

Possibly. If you are drawing Social Security disability benefits (SSDI) and you return to work, you first get a 9 month trial work period during which your benefits continue. If you continue to work and do substantial gainful work (i.e. over $1170 per month in 2017) after the trial work period, your benefits are suspended but not terminated for a period of 3 years. During that time, your benefits can be reinstated if you stop working or your earnings drop below the substantial gainful earnings level.

Posted: 
Wednesday, June 28, 2017 - 07:47

How Will The Sale Of A Home Affect Me?

I am a widower, 62 years old, have 2 homes, and am on disability. I have drawn 20 000 from my 401K for the year 2017 to supplement my 27 000 disability, no other income. I would like to move out of, and sell, the Nevada house (main living house), bought in 2010 for 103 000...likely sell for 190 000. 1) would i pay tax on the profit 2) will it affect my tax status on the disability income 3) would any of this change if i applied the profit against the other mortgage?

Hi,

Posted: 
Monday, June 26, 2017 - 08:26

Is There Anything I Can Do To Maximize My Benefits?

Hi, thank you for your service. I am 64 and have been on SSDI since 2011. My husband is 69 and began taking SS at 65.
When I turn 65 in May, will SSDI change to SS and amount stay the same. Is there anything I can do to maximize social security?
Since my husband took SS early will I receive any benefits? Should I take those benefits now?

Thank you.

Hi,

Your Social Security disability benefits (SSDI) will convert to regular retirement benefits at age 66. Your monthly rate will almost certainly stay the same at that point.

Posted: 
Sunday, June 25, 2017 - 07:53

Could The Current Healthcare Bills Affect My Son's Disability Payments?

Dear Larry,

I have a 27 year-old son who, when he reached the age of 27 and I could no longer cover him with Insurance, filed for and is now receiving Social Security Disability. He is also on Medicaid for a condition I'd rather not disclose here. My question is: Under either the proposed Healthcare Bill from the House or the one from the Senate currently on the table, is his Disability payment in jeopardy. I know that his Medicaid is, but am curious as to how his Disability might also be affected.

Thank you,
Jerry

Hi,

Posted: 
Friday, June 23, 2017 - 11:40

How Can I Maximize My Social Security Disability?

Larry, How can I maximize my social security disability?

Hi,

I can't answer your question without more information. Social Security disability benefits (SSDI) are calculated based on an average of a variable number of a person's highest years of wage-indexed earnings. The number of years used in the average depends on the person's age at the time they became disabled.

Posted: 
Thursday, June 22, 2017 - 08:21
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