Ask Larry

Disability Benefits

If I Return To Work Will The Money I Pay Into SS Increase My Benefit Amount?

I'm collecting SSD benefits right now and I am thinking of going back to work will the money I pay in to SS in payroll increase my benefit amount over the years of working

Hi,

It's possible that returning to work and paying into Social Security could increase your benefit rate, but only if your new yearly earnings are higher than the amount of your earnings in one or more of the years currently being used to calculate your benefit rate.

Posted: 
Sunday, May 31, 2020 - 17:28

If I Return To Work And Stop Collecting SSDI Can I Delay My Retirement Benefits Until Age 70?

I am 58, and I have been collecting SSDI since 50. My full retirement age is 67. If I go back to work and stop collecting SSDI, am I eligible to delay my social security retirement benefits to age 70?

Hi,

Yes. If your Social Security disability (SSDI) benefit entitlement is terminated prior to your full retirement age (FRA), you would be free to file for your Social Security retirement benefits whenever you wish.

Posted: 
Saturday, May 9, 2020 - 17:46

Do My SS Disability Benefits Automatically Change To Retirement Benefits At Age 65?

Does my status drawing SS disability benfits automatically change over to my retirement benefit at age 65 or do I need request the change?

Hi,

Social Security disability (SSDI) benefits automatically convert to regular Social Security retirement benefits when the recipient reaches full retirement age (FRA), not at age 65. No action on your part is required to initiate the conversion.

Best, Jerry

Posted: 
Wednesday, April 29, 2020 - 09:27

Do You Have Any Idea What Time Frame Will Be Involved In My Son's Case?

My son's disability benefits were stopped due to him receiving a large insurance settlement. And until all the money was spent. And saving all receipts to prove that it was all spent. Which was his only income.Then social security would reopen his case by reapplying which he has done on 3/6/20.Do you have any idea what the time frame to reopen his case my be.Thank you

Hi,

Posted: 
Tuesday, April 21, 2020 - 11:34

At What Age Will Social Security Transfer My SSDI Benefit To SSI?

I'm 56 years old on ssdi been on ssdi for 3 months what age wil they transfer me over to ssi?

Hi,

Just to be clear, SSDI is the abbreviation normally used for Social Security disability benefits. SSI is used as the abbreviation for Supplemental Security Income, which is a needs based benefit administered by Social Security. SSDI benefits would never convert to Supplemental Security Income (SSI), although a person could qualify for both SSDI and SSI if their SSDI rate is very low.

Posted: 
Monday, April 20, 2020 - 12:34
MaxiFi software running on a laptop
Get What's Yours!
Discover tens of thousands in extra retirement dollars with Maximize My Social Security software!
  • Find your maximized strategy
  • Unlimited what-ifs
  • Step-by-Step filing instructions
  • Our software's lifetime-benefit increase for an illustrative couple earning $65K each and planning to take retirement benefits at 62.

    Results will differ based on your specific case and filing strategy.

Getting Started is Easy
Web-based software. Works on ALL browsers. No download.