Ask Larry

Disability Benefits

Should My Wife Have Received Benefits Based On My Earnings History?

My wife worked all her life and got diagnosed with cancer. She stopped working and got social security disability. I worked my whole life and make substantially more. Her payment was low and she gets like 300 for each kid. 2 kids. Someone told me she should’ve gotten my amount of social security I would get which would be more

Hi,

Posted: 
Friday, July 31, 2020 - 17:59

Will I Get A Raise When I Turn 65?

I have been getting Social Security and Medicare since 2000 because of ESRD (kidney disease) i'll be 65 in December 2020. Am i eligible for any upgrade/raise because i'm turning 65?

Hi,

Turning 65 wouldn't have any effect on your Social Security disability benefit rate, and your Medicare premium amount won't change unless you've been paying a higher than standard premium rate due to a late enrollment.

Best, Jerry

Posted: 
Friday, July 31, 2020 - 13:22

Why Is It Taking So Long To Process My Disability Claim?

Dear Larry,
IAM 58 , and have been fighting for my disability for four years. IAM finally on the 3 part of my claim AGAIN and then covid happened. I have CHRONIC RESPIRATORY COPD & EMPHASIMA . I have complied with all medical requests and appointments, and medical records ECT... and am STILL WAITING.... my case manager has informed me that since covid, their medical Drs are going to review all my medical records and that they would then reach a decision. That was MONTHS AGO. .PLEASE ADVISE...

Hi,

Posted: 
Friday, July 31, 2020 - 13:14

Why Can't My Husband Get Disability Benefits?

This question is for my husband. He has been fighting for his disability since 2011 he can't read and write he had special education class in school. His back is broken in 3 places he has cops he has arthritis in his back and elbows and shoulders. In 2015 he went off cymbalt cold turkey which was for depression and ended up shooting himself and don't remember the accident. Now he has been diagnosed with skitzafrentic, and parionoia, I don't understand why he hasn't received it.

Hi,

Posted: 
Tuesday, July 28, 2020 - 10:26

After I Reach FRA Can I Work Full Time Without Losing My Disabled Status?

I'm a 62 yo disabled person. After the age of 66 (FRA) can I work full-time without losing my disable status?

Hi,

Yes, once you reach full retirement age (FRA) there's no limit on how much you can earn and still draw all of your benefits. If you're 62 now, though, your FRA won't be until you reach either age 66 & 6 months if you were born in 1957, or 66 & 8 months if you were born in 1958.

Posted: 
Sunday, July 26, 2020 - 09:57

Can I Continue Working At Below SGA Level Without Jeopardizing My SSDI?

The rules for ssdi extended eligibility are confusing. I am unable to physically work more than $800-$1000 per month, some months even less, as my health is up and down. I'm just not well enough to earn more or go above sga. I am confused though whether or not I lose my ssdi after the EPE if I never am well enough to earn sga but do sometimes go over twp. Can a person who is disabled and unable to physically manage working/earning sga continue to work within their limitations below sga amount after EPE without jeopardizing their ssdi?

Posted: 
Thursday, July 2, 2020 - 09:51
MaxiFi software running on a laptop
Get What's Yours!
Discover tens of thousands in extra retirement dollars with Maximize My Social Security software!
  • Find your maximized strategy
  • Unlimited what-ifs
  • Step-by-Step filing instructions
  • Our software's lifetime-benefit increase for an illustrative couple earning $65K each and planning to take retirement benefits at 62.

    Results will differ based on your specific case and filing strategy.

Getting Started is Easy
Web-based software. Works on ALL browsers. No download.