- How It Works
- ServicesServicesOverviewChoose the right level of support for your plan and needsExpert ReviewA comprehensive review of inputs and reports to get you on the right pathFiling AssistanceLet our experts deal with Social Security for youClawback AssistanceFor those who need help fighting a Social Security benefit clawback
.png)
- Why Choose Us
- ResourcesResourcesBooksFrom the world-renowned economist behind Maximize My Social SecurityWebinars & PodcastsExpert tips and guides to help you get the maximum from Maximize My Social SecurtyArticlesIn-depth commentary on Social Security from our founderAsk LarryThousands of questions answered by our Social Security expertsBlogSocial Security insights to help you maximize your lifetime benefitsFAQYour most pressing questions answered
- Pricing
Ask Larry
Experts at Maximize My Social Security have answered more than 10,000 questions about Social Security over many years. Search for your questions and answers here.
Should I Be Collecting My Own Social Security If I'm 68 And Collecting Widow's Benefits?
I am 68 years old and collecting widow's benefits should I be collecting my own social security
Hi. You couldn't collect both your own benefits and Social Security widow's benefits in full, you could only be paid the higher of the two benefit rates. So, the only way you'd gain anything by filing for your own benefits is if your own benefit rate would be higher than your widow's rate. And, if your own rate is higher, then it would likely be best to wait until age 70 to claim your own benefits. Age 70 is when your own Social Security retirement benefit amount would reach it's maximum rate.
You may want to strongly consider using our software (https://maximizemysocialsecurity.com/purchase) to fully analyze all of your options so that you can determine your best strategy for maximizing your benefits.
Best, Jerry
Category:
Posted:
June 7, 2022