Ask Larry

If I Start Drawing A Widow's Benefit At Age 60 Can I Defer My Own Social Security And Let It Continue To Grow?

Hi Larry,

If I start receiving a widow's benefit at age 60, can I defer my own Social Security and let it continue to grow?

Hi,

Yes. Normally, you would want to start out drawing the lower benefit first and then switch to the higher benefit when it reaches it's highest potential rate. Our software (https://maximizemysocialsecurity.com/purchase) could help sort all of this out for you so that you can determine the best strategy for maximizing your benefits.

Best, Jerry

Posted: 
Jul 19 2020 - 8:17am
MaxiFi software running on a laptop
Get What's Yours!
Discover tens of thousands in extra retirement dollars with Maximize My Social Security software!
  • Find your maximized strategy
  • Unlimited what-ifs
  • Step-by-Step filing instructions
  • Our software's lifetime-benefit increase for an illustrative couple earning $65K each and planning to take retirement benefits at 62.

    Results will differ based on your specific case and filing strategy.

Getting Started is Easy
Web-based software. Works on ALL browsers. No download.