Hi Larry, I took the spousal benefit last summer as I was born in July of 53 and my husband is retired. I am still working as a PT. I looked on the SS site to see what my full benefit would be at age 70 but this comes up: "We cannot provide you estimates because you are already receiving Social Security benefits." This is aggravating as I would like to know what my estimated benefit will be at age 70 based on MY earnings. Does this require a call to SS? Thanks.

Hi. One of the quirks of Social Security's website is that they stop providing benefit estimates to people who are receiving any type of Social Security benefits. You can call Social Security to try to get an estimate of your age 70 rate, but whether or not you get a reliable answer depends on who you happen to speak with. Or, you could use our software (https://maximizemysocialsecurity.com/purchase) to get an accurate estimate of your Social Security retirement benefit rate.

Best, Jerry