I will pass 74 years old in September, have been collecting SS since age 65 + 3 months with current benefits +/-$2,140/month. Universal praise for your work addresses best approach to determine best time to claim but I am well past that. Does your software enable re-starting SSI (with repayment of benefits received to date) to gain higher payments after use of your software? I am able to make lump-sum repayment of SSI received to date, am most interested if your software will enable improvement of my position going forward. Standing by, looking forward to your response.

Hi Carl,
Unfortunately it's too late for you to increase your benefits. You can only repay benefits within 12 months of becoming entitled to them.

Best,
Mike