Question: I am contributing to PERS and am FRA and have paid into SS for over 40 quarters. If I continue working and don't start collecting from PERS, can I get my full SS benefit with no reduction till I start collecting my PERS?

Hi,

Yes. The Windfall Elimination Provision (WEP) doesn't apply until you actually claim your non-covered pension. However, before filing you may want to strongly consider using our software (https://maximizemysocialsecurity.com/purchase) to determine your best strategy for claiming your benefits.

Best, Jerry