Ask Larry

Can I Draw Social Security From My Spouse's Record?

I am 71 started Social Security at age 62. My husband is also retired at 71, he works parttime. Can I draw Social Security from his even though I get my own
Thank you

Hi,

You could only qualify for spousal benefits while your husband is living if 50% of his primary insurance amount (PIA) is higher than your own PIA. A person's PIA is equal to their Social Security retirement benefit rate if they start drawing their benefits at full retirement age (FRA). You don't mention your benefit rates so I have no idea whether or not you'd qualify for spousal benefits, but you should be able to find out by calling Social Security.

Best, Jerry

Category: 
Posted: 
Aug 3 2020 - 9:49am
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