I am collecting my SS from my wife’s benefit, using the Restricted Application strategy you recommend, letting my own benefit grow until I turn 70. Before I started collecting SS I would receive annually a letter outlining my projected benefit at 62, 66, and 70. Apparently you no longer receive that letter when you start collecting SS. Is there a way to find out what my current projected benefit will be at 70 when I switch to my own benefit. I have checked the SS website and it does not have that information in my account.

Hi,

For some reason, Social Security stops issuing Social Security retirement benefit estimates online or by mail to people who are drawing spousal benefits. You might be able to get an estimate by calling or visiting a Social Security office, or you could definitely get an accurate estimate by using our software (https://maximizemysocialsecurity.com/purchase).

Best, Jerry