Ask Larry

Is There Any Reason For My DWB Benefit Not Increasing By The Full 5.9% COLA?

A 5.9 cola has been applied to my SSDI but not to my DWB benefits. My DWB benefit increased only $30 per month (which is 3.25 percent increase). Is there a reason for this?

Hi. I don't know of any reason why the 5.9% increase wouldn't apply to both of your benefits. Disabled widow's benefits (DWB) are reduced for age, but your gross amount should still go up by roughly 5.9% once the cost of living (COLA) increase is applied.

The base monthly Part B Medicare premium rate is increasing by $21.60 in 2022, but that wouldn't affect the increase your gross benefit rate. Still, though, if you have Part B premiums deducted from your benefits then your net benefit increase will amount to somewhat less than 5.9%. In any case, though, if you don't think that your benefit rate is correct you should probably call Social Security to try to get an explanation.

Best, Jerry

Posted: 
Nov 18 2021 - 5:15pm
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