I Larry i born on 1956 i apply for my retirement on november 2 2021 i specting to recive my first check i will recive the 5.9 increase from cola i was told no from social security because i was not recivin checks until november

Hi. What you were apparently told by Social Security is wrong. Since you were born prior to January 2 1960, no matter when you start drawing your Social Security retirement benefit your benefit rate will be credited with the upcoming 5.9% cost of living (COLA) increase.

Best, Jerry