Hi Larry....great that you do this for people...some of the other people's questions are close to mine but not exactly...I'm still working in 2023...I'm to start benefits for April 1...this is my FRA...year..full r age August...I still need to work till the end of this year...I will not be any where near the 56k by Aug 1 but might go over 4710 in April and may because of vacation payouts...am I limited to the monthly amount or yearly for the time between April and August..thanks

Hi. No. If you'll reach your full retirement age (FRA) in August 2023 and if you'll earn less that $56,520 from January 1 through July 31 2023, then you could be paid benefits for any or all months of 2023 regardless of how much you earn in any given month.

However, before deciding when to start your benefits, you should strongly consider using our software (https://maximizemysocialsecurity.com/purchase) to fully compare and analyze all of your options so that you can determine your best possible strategy for maximizing your benefits.

Best, Jerry