At what age can I work while on Social Security. I am receiving my benefits. I am 65 will be 66 in February.

Hi. If you reach age 66 in February 2022, then your full retirement age (FRA) is June 2022. Therefore, starting June 1 2022, you could earn any amount of money and still be paid all of your Social Security benefits.

You may, though, be able to collect benefits sooner than your FRA depending on how much you earn. For example, if your FRA is June 2022 you could earn up to $51,960 from January 1 2022 through May 31 2022 and still be able to collect all of your Social Security benefits starting with January 2022.

However, if you start drawing benefits prior to FRA your monthly benefit rate will be permanently reduced for age. You may want to strongly consider using our software (https://maximizemysocialsecurity.com/purchase) to fully analyze the options available to you in order to determine your best strategy for maximizing your benefits.

Best, Jerry