Larry, I'm 65 my DOB is 01/12/52 I'm planning to retire & file for Social Security on June 30th that will be 6 months before my full retirement age. I'll have made 25,000 by then. I know my monthly benefit amount will be reduced because I retired 6 mo. early, but will the 25,000 I will have made before filing reduce my benefit amount for the last 6 months of the year? and how will the SSA know that I made this before filling? and could I possibly work part time after filing and not affect my benefit amount? Thanks and your column is a great help!