Ask Larry

Can My Wife Get Any Of My SS While I'm Still Working?

Can my spouse get any percentage of my S,S, while I'm still working and she retired at full retirement age and she gets 1500.00 per month.

Hi. Your spouse couldn't be paid any spousal benefits unless and until you are drawing your Social Security retirement or disability benefits. Furthermore, since she's drawing her own benefits, she could only qualify for additional spousal benefits if 50% of your primary insurance amount (PIA) is more than your spouse's own PIA. A person's PIA is equal to their Social Security retirement benefit rate if they start drawing their benefits at full retirement age (FRA).

You may want to strongly consider using our software (https://maximizemysocialsecurity.com/purchase) to fully analyze all of your options so that you can determine your best strategy for maximizing your benefits.

Best, Jerry

Category: 
Posted: 
Aug 29 2022 - 7:04am
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