Spousal Benefits

Am I Eligible For A Spousal Benefit?

Category: 

Hi, I am 62 years old and my husband will be 70 in December. He is going to apply for Social Security benefits now. I plan to retire next year after I turn 63 in April, am I eligible for spousal benefit? We have purchased your software and tried a couple scenarios - one with me retiring at full retirement age in 2021 and one at 63. Neither scenario comes up with any spousal benefit numbers, is that possible or am I missing something? Please help!
Thanks!

Hi,

Should I Collect Spousal Benefits On My Husband's Record, Or Vice Versa?

Category: 

I turned 66 last month and my current husband of 26 years is 74. He is collecting most of his benefits from OPERS and a small portion ($585) from Social Security (SS). I am working and plan to collect my SS benefits at 70. I collect a small benefit ($44) from my ex husband's railroad benefit. I also worked in the OPERS system about 5 years and received a lump sum payment (not sure if it was my contribution only). I have worked under the SS system for over 30 years so I think it would eliminate the WEP calculation. Should I start collecting my current husband's spousal benefit?

Can I Get Spousal Benefits?

Category: 

My husband and I are still married. We have been separated but have a deep committment to each other. We have been married 43 years. He got distracted and married a different lady recently because he could get on her insurance. I assume their marriage is invalid. After he gets his 40 quarters can I draw off his social security? Can I now even though he doesn't have 40 quarters yet? If he dies can I get spousal benefits? What if he dies before he's completed 40 quarters?

Hi,

Can My Wife File For Spousal Benefits When I Start Drawing My Benefits?

Category: 

I am 65 and working. My wife is 70 and started taking social security at 62. I will work until I am 70 unless my employer lets me go. When I file for my social security, can my wife apply for a spousal benefit. If so, will that be based on what my social security would be at 66 or at 70?

Thank you in advance,

Mike

Hi Mike,

Your wife could potentially receive additional benefits as a spouse when you file, but only if 50% of your full retirement age rate (PIA) is more than her own PIA.

Can My Husband Get Half Of My Age 70 Benefit If It's Higher Than His Own Rate?

Category: 

I am 57, working full time, earning maximum benefits for social security. My husband is 62 and has not been working for several years. His estimated benefit if he takes early social security is about 1400 dollars per month. If we take that money now, then we can afford to wait until I am 70 (13 years from now) for me to get my maximum amount. Can he then get half of my social security if it is more than 1400 dollars?

Hi,

Can I Get Spousal Benefits If I Remarry?

Category: 

I'm 65, collect $198. (after the medicare fee factored in) and $17. of it is from a divorced spouse. i collected at 62. i am planning to remarry. i know i stop getting the ex's at that point. can i get a portion of my new spouses s.s. and if so how much would it be? how long do i have to wait? he will collect in december 2018. does that affect how long i have to wait? he will be receiving appx. $1,470.. does the fact that i collected at 62 affect the amount? thank you for your time!

Hi,

Can My Wife Get Spousal Benefits When I File?

Category: 

i will be 66 in september 2017 and my will be 60 can i get spousal benefit for her if I apply for my full retirement

Hi,

Unless your wife has an eligible child in her care, she can't get spousal benefits until she is at least age 62. And, she will only be eligible for spousal benefits if 50% of your full retirement age rate is higher than her own full retirement age rate.

You and your wife should strongly consider using the maximization software available on this website in order to determine your best overall filing strategy.