My parents are in their 80's. My mom did not work while we kids were living at home. After the youngest left for college, she worked for 10+ years at relatively low-paying clerical jobs. I assumed she has been drawing a SS spousal benefit, since my dad's SS is significantly higher than hers. She just mentioned that she has only been getting SS based on her own earnings, because they are under the impression that if she takes a spousal benefit, it would reduce the amount my dad receives, and/or the amount that she would receive if he dies first.
Your results are being calculated.
Please do not refresh the page or click on Calculate again or you may receive errors.
Calculations may take 10 minutes or more, please be patient.