What Is My Wife's Best Strategy?

Category: 
Aug 12 2017 - 8:21am

I am six years old and collect Social Security. My wife is a permanent resident. She is from England what is the best Social Security that we should apply for her. She has not worked. She is 65 in November...

Hi,

I don't have enough information about your circumstances to properly answer your question, and the typo on your age doesn't help. If your wife never worked in the U.S., her filing options are likely limited to when to file for spousal benefits on your record. She could file for reduced benefits now, but her benefit rate will be unreduced if she waits until age 66 to file. Your wife may want to consider using the maximization software available on this website in order to compare her options and decide on her best strategy.

Best, Jerry