Can I Still Draw My Spousal Benefits If My Earnings Increase?

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Dec 12 2016 - 2:45pm

I SIGNED UP TO COLLECT MY WIFE BENEIFT'S. I STATED I WOULD MAKE 46,OOO IN SALARY BUT THE FIGURE WILL BE 68,000. I CALLED LOCAL SS OFFICE AND REPORTED THE DIFFERENCE. WILL I STILL BE ABLE TO RECEIVE HER BENEIFTS?/

Hi,

Well, that depends on your age. If you're already at least full retirement age (FRA), which is currently age 66, then your earnings level won't matter. However, if you're under age 66, your Social Security benefits may need to be withheld due to your earnings.

So, if you are under age 66, you'll want to familiarize yourself with the Social Security earnings test (https://www.ssa.gov/planners/retire/whileworking2.html), and you should notify Social Security of the change in your expected earnings.

Best, Jerry