Can I Qualify For Spousal Benefits?

Category: 
Apr 2 2017 - 6:30am

I had to sign up for my retirement this past aug1 @ 62 yrs of age. My husband had to come out of work two yrs ago on disability. We have two eleven yr old boy`s whom we adopted. They get to draw off my husbands disability. I ask if I could not draw off my husband`s work record. They said no, because I had enough credits off my own. But it is not much and wanted to make sure I could not draw from his record. thank you

Hi,

You could only receive additional spousal benefits from your husband's record if 50% of his disability rate (PIA) is higher than your own PIA (i.e. the amount you would have received if you had waited until full retirement age to start drawing your benefits). For more information, refer to Social Security's website: https://faq.ssa.gov/link/portal/34011/34019/Article/3754/What-is-the-eli....

Best, Jerry