Ask Larry

Will Our Child Get Social Security Benefits?

I am 67. My wife is 23. We have been married for five years. We are going to use donor sperm threw the houspital to get her , pregnant. I get $1150.00 from Social Security each month .willlll i get a check each month for the child and if so. How much will it be

Hi,

It sounds like the child would qualify for child's benefits on your record, and your wife could potentially qualify for child-in-care spousal benefits as well. The benefit rate for such auxiliary benefits is 50% of the worker's full retirement age rate (PIA), but would be subject to a maximum family payment (https://www.ssa.gov/OACT/COLA/familymax.html). For more information on family benefits, refer to Social Security's website: https://www.ssa.gov/planners/retire/applying7.html.

Best, Jerry

Category: 
Posted: 
Mar 25 2017 - 7:15am
MaxiFi software running on a laptop
Get What's Yours!
Discover tens of thousands in extra retirement dollars with Maximize My Social Security software!
  • Find your maximized strategy
  • Unlimited what-ifs
  • Step-by-Step filing instructions
  • Our software's lifetime-benefit increase for an illustrative couple earning $65K each and planning to take retirement benefits at 62.

    Results will differ based on your specific case and filing strategy.

Getting Started is Easy
Web-based software. Works on ALL browsers. No download.