Is it worth waiting to age 70 for max SS monthly benefits if I have pretty much contributed the max during most all working years and continue to work FT as a professional?

Hi Larry, My FRA is 67 but I will wait until 70 so I can maximize my benefits. My wife is 4 years younger than me and in order to maximize our benefits should she file for her own benefits at 62? In order for her to get 50% spousal benefits, does she have to wait until her FRA which is also 67? Thanks, Winston

Hi Winston,