Ask Larry

Can I Collect Survivor Benefits From My Parents' Social Security?

Firstly, both of my parents have passed; one 12 years ago and the other 11 years ago. I am wondering if I can collect survivor benefits and do I need to be 60 yrs old to do so?

Hi. I'm sorry for your loss. The only way that you could collect survivor benefits from your parents' Social Security accounts is if you qualify for child or disabled adult child (DAC) benefits. To qualify, you would need to be a) unmarried, and b) either under age 18, or a full time high school student age 18 to 19, or be disabled due to an impairment that began prior to age 22 (https://www.ssa.gov/OP_Home/handbook/handbook.04/handbook-0410.html).

Best, Jerry

Posted: 
Mar 2 2023 - 11:48am
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