Will My Sister Be Able To Collect Social Security At Age 62 If She's Getting A Railroad Spouse Pension?
Category: Railroad Retirement & Social Security
Oct 19 2020 - 6:08pm
Sister is a registered nurse and paid into Social Security for over 30 years. At age 60 she started receiving a railroad retirement from her husband that retired from the railroad. Will she be able to collect social security at age 62 which will be Jan 2020 since she has well over the 40 quarters to make her eligible for social security and medicare and the railroad retirement?
Your sister can claim Social Security retirement benefits as early as age 62, but whenever she files for her Social Security benefits the Railroad Retirement Board (RRB) . . . Read More
Is There Any Way To Not Have My Canadian CPP Benefits Deducted From My U.S. Social Security Benefits?
Category: Non-Covered Pension - WEP / GPO
Oct 19 2020 - 5:39pm
I worked in Canada for 14 years and receive a CPP pension; and, I've worked in the US and receive max SS pension available since did not apply for US SS until I turned 70 yrs. (NB: I'm a US citizen & Canadian Landed Immigrant.)
In computing my US social security benefits (for state of Minnesota), my CPP pension amount is deducted from my available US SS benefits; which doesn't seem fair, since I paid taxes (when working in both the US & Canada). Is there any way to not have my Canadian CPP benefits deduced from my available US SS benefits (Windfall application)? . . . Read More
How Does SSI Affect WIC And Section 8 Payments?
Category: Public Assistance Payments
Oct 19 2020 - 5:36pm
I am a Care Manager. One of my client' s receive WIC and Section 8. the family wants to know how SSI will effect their WIC and Section 8 payments
I'm sorry, but I'm unable to answer your question. My expertise is limited only to Social Security benefits.
Does Signing A Release Make My Severance Pay A Special Wage Payment?
Category: Earnings Test
Oct 19 2020 - 5:25pm
I was laid off Sept 30, 2020. I had to sign a Release to be eligible to collect a severance pay (one year long, every 2 weeks at regular pay amount).
Question: does signing the Release allow the severance pay to be characterized as Special Payment and therefore not counted as income?
With or without a release It sounds like your severance pay would be classified as a 'payment on account of retirement', and as such would be considered a special wage payment (SWP) excludable from counting for earnings test purposes. You'll need to notify . . . Read More
When Should I Apply?
Category: Filing For Benefits
Oct 19 2020 - 5:10pm
Is payment benefit calculated on when you apply or when you receive your first payment? My birthdate is 6/9/1954. I'd like to receive my first payment in January 2021 at the increased rate for waiting 6 months past FRA. When should I apply? Thank you so much!
The timing of your application is irrelevant to the computation of your benefit rate. If you want your delayed retirement credits (DRC) to be used in the initial calculation of your benefit rate, you should choose January 2021 as your month of election (MOE) to start your benefits. You . . . Read More
Would The Widow I'm Dating Lose Either Of The Pensions She Receives If We Get Married?
Category: Widow(er) Benefits
Oct 19 2020 - 9:37am
Am dating a widow, female at age 67 and she recieves her late husbands pension from where he worked and his social security. Does she lose either of those if we got married. I still work and my socoal security is higher than hers, I am 69.
I have no idea what rules apply to the employer pension this lady is receiving, but getting married to you would have no effect on her Social Security widow's benefits. Marriages that occur after a person reaches age 60 have no bearing on their eligibility for Social Security widow(er) benefits ( . . . Read More
Is Social Security Forgetting About The January 2 1954 Rule For Spousal Benefits?
Category: Filing Options
Oct 19 2020 - 9:22am
Is Social Security just forgetting the January 2, 1954 rule for spousal benefits??!
I’m fairly certain my mother is being misinformed my her local SS office and it’s making me angry. Her birthday is 2/12/1954, she was married 10 years, divorced, not remarried. My father (her ex) is currently collecting benefits. She has earnings history similar to, if not slightly greater than, my father’s. The rep at her local SS office has stated now multiple times (I was on one such call) that she IS ELIGIBLE to collect 50% of my father’s benefit (and retroactively for . . . Read More
Will My Sister Lose Her Benefits If She Sells Her Home And Buys Another House?
Category: Disability Benefits
Oct 19 2020 - 9:18am
My sister is on SSDI and AHCCCS if she sells her home and buys another house with me will she lose her benefits?
I'm only able to answer questions about Social Security benefits. I have no idea what AHCCCS is, but selling and/or buying a home would have no impact on a person's Social Security disability (SSDI) benefits.
How Can I Calculate My PIA?
Category: Retirement Benefits
Oct 19 2020 - 8:44am
I was born in 1951
How can I calculate my PIA and does the amount increase if I don’t start claiming benefits until age 70
From age 66 to 70 I have continued to work and my wages exceed the maximum social security wage amount
First you'd need your full Social Security covered earnings history, and then you need to wage-index each year prior to the year in which you turned age 60. The indexing factors for people born in 1951 can be found here: https:// . . . Read More
Can My Earnings Credits Be Transferred To My Wife?
Oct 18 2020 - 4:19pm
I retired with civil service retirement and have 30 quarters of social security and don't plan on adding any more quarters. Is there some way my wife can add these 30 quarters to her social security for her retirement. Thank you.
No. Social Security earnings credits earned by one person cannot be shared with or transferred to another person.