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Will My Earnings Eventually Increase My Benefit Rate?

Iam on ssdi and working part time.what happens to the pay roll taxes the deduct from my pay check.will they add them to ,my work credits even though i eary retired and if they due will i enventually get a raise?

Hi,

The Social Security taxes that you pay on your wages goes into the trust fund that is used to pay Social Security benefits. Your earnings may or may not result in an increase in your benefit rate. Social Security disability benefits (SSDI) are calculated based on an average of a variable number of a person's highest years of wage-indexed earnings. The number of years used in the average depends on the person's age at the time they became disabled. So, your earnings will only raise your benefit rate if you earn more than in one of the previous highest years used to calculate your current benefit rate. But, if you earn too much you could lose your disability benefits altogether.

For more information on working while disabled, refer to this Social Security publication: https://www.ssa.gov/pubs/EN-05-10095.pdf.

Best, Jerry

Posted: 
Jun 21 2017 - 7:36am
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