My husband of 40 years passed away 11-12-13. He was 69. I was unaware of widows benefits and did not file until January 2016, shortly after I turned 61. I know I am receiving a higher benefit because I "waited" to file. If I agree to lower benefits and repayment of my overpayment can I retroactively collect benefits for the year I was eligible?
I'm sorry for your loss.