My fiance and I would like to be married. As the wife, I receive the higher SS amount. Would my husband be able to receive my higher SS payment should I die before him? How many years would we need to be married?

Hi,

I am 75. I began collecting SS when I was 66.
My wife is 71. She began collecting a spousal benefit against my SS when she was 66.
We have been married for 31 years.
She let her benefit grow until she was 70 (last year) and then began collecting her own.
Her benefit grew beyond mine because of that delay.
My question is; if she dies before I do, can I collect her full benefit amount or must I stay with mine?

Hi,

My friend is helping his friend navigate the aftermath of his wife's tragic death in December 2019. He is handling the estate, and is trustee of a trust fund set up by the deceased wife for her husband's care.

Hi Larry: My relative is currently age 86 and his wife is age 84. He started collecting Social Security at age 65, and receives a current monthly benefit amount of $2,481.90, and she filed early, at age 62, for her Social Security benefit; her current benefit amount is $996.90.

I lost my husband June 2019. I’m 61 now and would like to retire in the next 2 to 3 years. When I’m 62 can I draw more of my husbands social security. Now I. Make to much and have only RECIEVED one check of his social security. I made 34000.00 this year. I’ve herd when you are 62 you can draw more

Hi,

I'm sorry for your loss.

Happy New Year. I have a RIB-LIM question . . . which I thought I understood . . . but now I'm not so sure.

I just turned 62 and my wife is 62 1/2. We both recently filed at the same time for reduced benefits -- I filed for regular retirement and as a low wage earner she filed for a spousal benefit. My FRA PIA is $1742 so I'm drawing $1270. She's drawing $633 ($408 on her own record and $225 in a spousal benefit).

Okay, so the question is, if I die tomorrow and she immediately files for a survivor benefit what would her survivor benefit be?

I am 68 and started my social security benefits at FRA when I turned 66. My wife will turn 66 in January and plans to work until age 67, but delay starting social security benefits until age 70. Her benefit will be considerably more than mine, so my understanding is that my benefit will bump up to one half of her FRA when she starts taking her benefits at age 70. My question concerns what happens if she passes away before starting her benefits at age 70?

I am 72 years old I have been drawing Social security since I was 60 to my wife passed away at 53 years old can I draw on her social security now or can I get part of her so security now

Hi,

I'm sorry for your loss.

I am 62 and I get $635 mo. in early SS retirement. My 66 year old girlfriend with whom I live gets $838 mo. SS retirement plus $400 in surviving spousal benifits from her late husband.. If we get married what would be the best way for us to file and what would I be entitled to if she dies before me ?

Hi,

Getting married wouldn't change the current amount that either you or your girlfriend receive. Neither of you would qualify for spousal benefits, so you'd just continue receiving the benefits that you presently receive.

Hi,

I am currently 64 years old (born July 1955). My wife passed away in April 2018 at the age of 54. I am not currently working but I will have some earned income this year. I also plan to delay my benefits until I am 70.

I understand that if I start taking my wife's benefit today, I will get a percentage of her social security benefit, but if I wait until I am 66, I will get 100% of her benefit.