for 2022 SS withheld Medicare B & D premiums based on an IRMAA of $380,000. My spouse retired in 2021 and for 2022 our income was less than $50,000. I completed the required form and for 2023 they have reduced the premium to the correct amount of $164.00. However their letter stated I was owed only $337.40 through December 2022, which I believe should be about $5304.00 ($616.00 x 12 = $7392.00 S/B $174.10 x 12 =$2089.20. Are they required to refund this money an dhow to I go about requesting it. It says I can file an appeal? Thank you for the help!

hi Larry - I'm 62-years old and working a regular (W-2) job - my wife turns 65 in July 2023 - she is working less than 15-hours/week as a 1099 subcontractor - we have group insurance through my employer - my wife began drawing Social Security benefits late last year - we prefer to stay on my Insurance and not-pay for unneeded Medicare coverage - does she have to sign-up for Medicare during the 3-months before/after July, or will she "automatically" be signed-up since she is already receiving SS benefits?

I began collecting SS survivor benefits on my husband’s record when I turned 60 in 2018.
I had already resigned/retired from my Job in early 2018 to provide FT care to my mom. I plan on filing for SS on my record, much beyond FRA , probably at age 70.
I am thrilled to be eligible for Medicare later this year as my premiums are too high. . Do I apply for Medicare under my late husband’s record on which I am collecting, or my record? I don’t want to inadvertently claim Ss on my record, waiting until 70.
What do you think of this plan?

I pay a penalty for not initially signing up for Plan B every month of close to 200.00 a month. Anyway to relieve or stop the penalty without losing Plan B?

Hi. Probably not, assuming that you enrolled in Part B after reaching age 65. If you enrolled in Part B prior to age 65 based on a disability, you'd get a new initial enrollment period (IEP) at age 65. That would allow you to re-enroll at age 65 without the late enrollment penalty.

Ever since my husband retired, I've been receiving Medicare benefits along with HNE insurance.
I have always been billed quarterly.
This past December, I received a bill for my January clverage.
And I just received a bill for my February coverage.
I called to find outvwhy , after almost 15 years my payment coverage KS changing.
I did not receive an adequate explanation.
Are able to help.

Thank you
Louise

My husband does not have enough work credits to qualify for Medicare Part A and turns 65 in April. I do, but do not turn 65 until 2030. Does he qualify for free Part A through my work credits?

Hi. Not right away, at least unless you're drawing Social Security disability (SSDI) benefits. In order for your spouse to qualify for premium free Part A of Medicare based on your Social Security contributions, you must be at least age 62 or be drawing SSDI benefits.

Good morning Larry, I am 70 years old and been collecting SS for some time. Can you tell me why my medical insurance premium for Part B doubled this month? It went from 170.10 in December 2022 to $329.70 in January 2023. I understand the new medical insurance premium for Part B should be $164.90 no??

Began Medicare December 2022, Social Security January 2023. Was billed in November $510.30 by CMS for premiums, which I paid. Now I have received letter stating $324.60 is being deducted for past-due premiums plus $164.90 for medical premiums from this payment. What do I do?

Hi Larry, my question is about getting an error made by the Social Security folks corrected as it has left me in limbo with regards to Medicare.

My advantage plan charged Dec. and Jan premiums for Medicare B which I paid only to now find out it is deducted from my benefits?? Will they reimburse me.?

Hi. Yes. Duplicate Medicare premiums that are withheld from Social Security benefits should be refunded automatically. You may need to be patient, though, because it takes some time for the information to be exchanged between the Medicare Advantage insurance companies and Social Security.