Hi, I am 60 yrs.old now. If I decide to quit work and begin withdrawing from my IRAs and 401K will it affect the amount of my S.S. when I begin drawing it? Thanks, Gary

I've been retired for several years and have been collecting social security during this time. Would there be any value for me to get your social security books and materials at this late date or have I missed my opportunity?
Thanks

I STARTED MY SOCIAL SECURITY AT 62. I'M 70 NOW AND ONLY GET 549.00 AND I DIDN'T STOP WORKING AT 62 AND I'M STILL WORKING SOME 8 YEARS LATER. CAN I RECEIVE MORE? Thanks, Cal

Cal, you can suspend your retirement benefit between now and 70 to receive an 8% per year increase, which will be calculated and applied by the month. The downside of this is that you wouldn't receive any benefits while your retirement benefit is suspended. Thanks, John

My husband is 77 and I am 69. I took my social security benefits when I turned 65. I wish I had known about the various ways I could have piggybacked on my husband's social security. My payment is about 950 and my husbands is about 1600. Is there any way I could suspend my benefits now and wait until I am older so I would be paid more when I start getting my benefits again? Any information would be so welcome. Thank you.

I STATED GETTING MY HUSBAND S.S. IN 2012 HE WAS 45 WHEN HE PASSED AND PLAN TO DO MY WHEN I TURN 68 SO OR 70 MAYBE WILL BE MORE THAN HIS I STILL WORKING AND WORK MORE THAN HIM

Linda,
If you earnings are higher than your husband's, then your retirement benefit will be higher than you current benefit. It will the highest possible if you wait until age 70 to take it.

Best,
Mike

Is it true if you take your DD214 to the SS office you can get a higher amt? Also if you have been collecting and this is true, can you go back and change the amt you get? Thanks

Donald.
Social Security automatically credits you military service when it calculates your retirement benefit. So, there is no need to take you DD214 to the SS office.

Best,
Mike

Dear Larry,
I'm single, never married, never had dependents. I'm 66 and began collecting Social Security retirement benefits at 62. I get less than $300/mo. because I worked for county government for 13+ years and the county has its own retirement plan independent of Social Security. So I get a monthly pension from the county. Are there any options that I should know about? Thanks very much.

I am almost 76, my wife will be 77 in October. She is in the early stages of Alzheimer's but still functional and cognitive. We began SS when we were 65. I still work one day a week for spending money and collect dividends from some investments. At this late date is it really worth while to pursue this any further?

I took SS at 62. I'll be 67 in Sept. I had a good salary until 55 when I stopped working for various reasons. Not smart. My SS benefits ar about $1100/ month and comprise 90% of my income. I just didn't plan. I take responsibility. I'm not working now. If I started working again full time, would it be better for me to suspend my SS benefits until 70? What would my benefits be then? I just can't live on what I have now and I live very frugally. If I received $2000/month that would be great. Thank you for help.