Ask Larry

Divorced Spousal Benefits

Would It Be Financially Advantageous To Delay Getting Married?

I am 65yr old and have not claimed SS yet. Significant other is 59 with a short work history and a PIA less than half mine. She has an ex spouse from a greater than 10 year marriage, with a suspected higher PIA than mine. Are there financial advantages for her in waiting until after she turns 60 to remarry, or to remarry at all?. She suspects with her ex's lifestyle and habits, his demise will predate mine. His age is 61.
Thanks. Very confused

Posted: 
Monday, February 13, 2023 - 18:14

Will My Ex-Wife Be Able To Qualify For Social Security Based On My Social Security Contributions?

I am writing on behalf of my former spouse, with respect to any benefits from my social security for which she may eventually qualify. I am an active duty service member, 57 years old,, who will retire in 2025 after 30 years of service and at the age of 60; I have also saved in my TSP and Roth IRA. As such, I intend to take my social security at age 70 My former spouse (currently 54) however, has little in the way of savings. She will have a small teacher pension form Texas, and will get little from social security as she worked in education most of her working years.

Posted: 
Friday, February 3, 2023 - 16:35

Am I Entitled To Continue Drawing Benefits On My Ex-Spouse's Record, Or Not?

Hi. My husband and I were married 3 years and 7 months. I am 68 and he was 64 when he signed up for SS. I have been on SSDI for 18 years and SS for 3 years In December of 2022 he applied for SS when he turned 64 and I was giving a spousal benifit of 350 dollars. We recently divorced in January exactly one year after he signed up. When I received my divorce degree, I took it straight to the ss ofice and was told I would continue to draw the spousal benifit I am receiving. The worker said that because I was already drawing SS when he signed up that I could continure to draw.

Posted: 
Wednesday, February 1, 2023 - 13:38

Will My German Pension Be Deducted From My Divorced Spouse Pension From The U.S.?

Hi,
I expect to get a divorced spouse pension of about 1000 from US social security. I was married in the US for more than 10 years, I did not work much while I was there. I have been back in Germany since 2008 and I am not newly married. I have dual citizenship and worked in Germany so I expect a German pension around 400 euros. Will this be deducted from the US benefit or can I get my German pension in addition to the expected divorced spouse pension?
Thankyou for yor answer!

Posted: 
Thursday, January 19, 2023 - 09:51

How Soon Can I Claim Ex-Spouse Benefits?

My spouse and I are divorcing. We have been married 25 years. He is 54 and I am 61. My spouse‘a SS benefits will be much higher than mine when he reaches the full retirement age for the purpose of collecting SS. Obviously he won’t reach that age until several years after I have reached the age. Do I have to wait until he begins collecting SS to make a claim for ex-spouse benefits? If I can make it without filing for my own until that time, is it better to wait so I’m not locked in to my lesser amount?

Posted: 
Tuesday, December 27, 2022 - 06:55

How Can It Be That I'm Not Entitled To Some Of My Ex-Husband's Social Security?

my husband is younger than I am, he will turn 62 in March 2023.
.I am 66, started claiming social security at age 62.
we were married for10 years.
Divorced for over 15 years.
social security says that I'm not eligible for his social security due to the rule of, equal to or half his social security.
he was making 3.000 a month or more, much more than i ever brought in.
He is retired military and worked a corporate job for 10 years after he retired from the military.
I receive little over 700 a month from social security presently.

Posted: 
Thursday, December 22, 2022 - 16:25

Can I Draw On My Ex-Spouse's Social Security Now Since I'm Disabled?

I am newly divorced after a marriage of 34 years. I’m 54 and on SSDI and my ex-spouse is 59 (still working) My question is… can I draw on my spouses Social Security now since I’m disabled, or do I have to wait until he’s 67? How do I find out how much his Social Security will be? If he passes away am I able to receive 100% of his Social Security or still only half?

Posted: 
Monday, November 7, 2022 - 09:02

Can I Claim Benefits Under My Ex-Wife's Social Security?

I am 76 and have been retired since 1998. When I turned 62 I applied for early social security and received Just under $200.00 a month and over the years it was increased to just over $200.00. The benefit is small because I was working and contributing to a PERA fund for 30 years. As you know people under PERA were not able to contribute to social security after 1980. I was married for 20 years to my ex spouse. Divorced in 2004. She was 12 years younger but contributed to social security and has continued to work. She is now 65.

Posted: 
Thursday, October 27, 2022 - 13:32
MaxiFi software running on a laptop
Get What's Yours!
Discover tens of thousands in extra retirement dollars with Maximize My Social Security software!
  • Find your maximized strategy
  • Unlimited what-ifs
  • Step-by-Step filing instructions
  • Our software's lifetime-benefit increase for an illustrative couple earning $65K each and planning to take retirement benefits at 62.

    Results will differ based on your specific case and filing strategy.

Getting Started is Easy
Web-based software. Works on ALL browsers. No download.