Can My Wife Get A Spousal Benefit?

Category: 
Mar 7 2017 - 7:45am

My wife only worked 11 years , started drawing at 62 (9/2012 ) , receives $418 after medicare deduction . My ss is $1829 after medicare deductions ( 11/2012 ) . Can she get spousal benefit ?

Hi,

It sure appears as though she'd be eligible for an excess spousal benefit from your record. Her excess spousal benefit would be calculated by subtracting her full retirement age rate (PIA) from 50% of your full retirement age rate. That excess could then be paid in addition to the reduced retirement rate she currently receives.

If she hasn't already done so, your wife should contact Social Security as soon as possible to see about filing for spousal benefits. A delay in filing could result in a loss of benefits.

Best, Jerry