Can I Receive Spousal Benefits Before My Husband Starts Drawing?

Category: 
Nov 29 2016 - 11:30am

I would like to retire and stay home to care for my adult disabled son, can I receive spousal benefits before my husband draws ssi.. He wants to wait until he is 70
He is going to be 65 on April
I am 64

Hi,

Sorry, but the answer is no.

Since you have a disabled son, there are a number of possible filing strategies to consider, especially if you are insured for benefits on your own account. You may wish to consider running the maximization software available on this website in order to determine your best filing strategy.

Best, Jerry