Ask Larry

Can I Receive Benefits On My First Husband's Record?

Hi Larry,
My first husband died 43 years ago, I was 30, drew Social Security on me and the children who were 5 and 7. I raised my boys and 17 years later remarried happily for 21 years. He passed away 5 years ago, question is can I draw widow benefits on my first husband? I am retired, 72 and draw widows benefits from my second husband. Someone just told me yes I can. I don't think I can. Thank you

Hi,

I'm sorry for your loss.

It sounds like you are potentially eligible for widow's benefits on your first husband's record, but you could only receive benefits if the rate payable on his account is higher than the benefit rate you are already receiving. You'll probably want to check with Social Security to see if it is.

Best, Jerry

Category: 
Posted: 
Feb 2 2017 - 7:00am
MaxiFi software running on a laptop
Get What's Yours!
Discover tens of thousands in extra retirement dollars with Maximize My Social Security software!
  • Find your maximized strategy
  • Unlimited what-ifs
  • Step-by-Step filing instructions
  • Our software's lifetime-benefit increase for an illustrative couple earning $65K each and planning to take retirement benefits at 62.

    Results will differ based on your specific case and filing strategy.

Getting Started is Easy
Web-based software. Works on ALL browsers. No download.